Know what your
insurance actually covers
Send us your full insurance policy over SMS. We'll text you back with what's covered, what's not, and what to look out for.
Free • No app required
Insurance, understood
Send your full policy over text. Spot reads it and texts you back what's covered, what's not, and what to watch out for — all in plain English.
Instant breakdown
Coverage, deductibles, exclusions — in plain English
Ask anything
'Am I covered for water damage?' Get answers instantly
Take action
Email proof of insurance, set reminders — all via text
See it in action
Everything happens over text.
No app, no dashboard — just send a message.
How Spot works
Send your policy
Snap a photo, forward a PDF, or send your declarations page. Any format works.
Get your breakdown
Coverage, deductibles, exclusions, and gaps — explained in plain English within minutes.
Ask follow-ups
Text any question about your policy. We'll answer from the actual document, not generic advice.
Questions
Insurance should be
simple to understand.